Heat-wave alert
Beat the rush, book your AC tune-up before the next warm spell.Beat the rush, book your AC tune-up before the next warm spell.Beat the rush, book your AC tune-up before the next warm spell.Beat the rush, book your AC tune-up before the next warm spell.
Financing · $0 down on most installs

The comfort your home needs, on a payment that fits

Replace your AC, furnace or full system without putting it on a credit card or draining your savings. Two clear plans, $0 down available, and a credit decision that usually lands in minutes, so you're ready before Portland's next cold snap or heat wave.

Credit limits up to $100,000 · subject to credit approval.

$0 down available
Decisions in minutes
No prepayment penalty
Northwind technician explaining financing options to a Portland homeowner$0 down
4.9 · 500+ reviews

Financed a new heat pump at $0 down. The application took ten minutes and the payment is lower than I expected.

Priya M., Hillsboro

$100k
Credit limitsup to
$0
Down on mostinstalls
Minutes
Fast creditdecisions
2
Plans topick from
No
Prepaymentpenalty
Two plans to choose from

Pick the plan that fits your budget.

Some homeowners want one steady payment they can plan around. Others want a little breathing room before the first bill comes due. Either way, there's a plan that fits.

Fixed rate · 12 years

Steady monthly payment

One steady payment you can budget around, month after month, and you're free to pay it off early anytime with no penalty.

9.99%APR fixed

Best for full-system installs & bigger projects

What's included

  • Same fixed rate & payment for 144 months
  • Credit limits up to $100,000
  • No prepayment penalty
  • $10,000 financed ≈ $132/mo
  • $15,000 financed ≈ $198/mo
Promo · then 9.99%

0% for 6 months, then low fixed

Get your new system installed now and pay nothing for the first six months, no payments and no interest. After that, it settles into a low fixed rate for the rest of the term.

0%for 6 months

Best when you want a no-payment period up front

What's included

  • No payments for the first 6 months
  • Then a fixed 9.99% APR to term
  • Credit limits up to $100,000
  • Flexible monthly payments after the promo
  • $10,000 financed ≈ $138/mo after promo

Common questions about financing

Ready to get comfortable?

Call for a free in-home estimate. We'll help you find the plan that fits.